Chief Risk Officer Pune
Talent Leads Consultants
- Pune, Maharashtra
- Permanent
- Full-time
- Define and implement the enterprise-wide risk management framework, aligning with business strategy and growth objectives.
- Lead the design and execution of the organization’s Risk Appetite Framework, ensuring it reflects strategic priorities.
- Act as the primary interface with the RBI and other regulators on all risk-related engagements.
- Oversee credit policy, underwriting standards, and portfolio monitoring for retail and consumer lending products, ensuring robust governance and portfolio health.
- Establish differentiated, segment-specific credit frameworks to balance growth and risk.
- Strengthen early warning systems and portfolio quality controls for proactive risk identification.
- Review and analyse portfolio trends to detect deterioration in portfolio quality
- Enhance operational resilience by strengthening controls across disbursement, collections, fraud prevention, and cyber risk.
- Drive adoption of automation, data-led controls, and audit readiness across all business lines.
- Support the assessment and management of ALM, interest rate risk, and liquidity, partnering closely with Treasury and Finance.
- Partner with Treasury and Finance to ensure prudent capital, liquidity, and balance sheet management.
- Anticipate and interpret RBI guidelines (including scale-based regulations) to ensure proactive compliance.
- Oversee all risk-related regulatory reporting, board disclosures, and governance frameworks.
- Deliver clear risk dashboards and insights to the Board Risk Committee and senior stakeholders.