To lead a team of CMs; ensure building quality portfolio and manage delinquency.· Understands the KPIs/goals and takes full accountability & ensure credit team members are in line with the same.· To understand the management goals & align/ drive team towards the target.Core Responsibilities· Ensure team exercises their credit delegation authority with all due diligence within the policy framework.· Setting up & Monitoring processes related to policy/process & timely decision on all applications being processed.· To ensure the team processes all loan applications within the defined turn-around time [TAT] efficiently, accurately, and high service standards.· Monitoring of Portfolio hyegine and take corrective actions.· Co-ordinating and arrange & conduct training to CMs on credit scrutiny, changes in policy, other regulatory requirements, process adherence/reiteration etc.· Liaison with industry peer banks & financial institutions to understand the market behavior.· To look proactively at best practices across industries and try adapting them to own context. Key Skills: Credit Working Capital Location: Kolkata Required Experience: 10-15 yrs Positions: 1 Contact Person: Mamta Chauhan Email ID: mamta.chauhan@v-konnect.com