Area Credit Manager-Commercial Vehicle

Bangalore, Karnataka
Permanent
Full-time

24 days ago

Job RequirementsRole/Job Title: Area Credit Manager-Commercial VehicleBusiness: Retail BankingFunction/ Department: 'Retail UnderwritingPlace of work: Pan IndiaRoles & Responsibilities:'• Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure to honour the agreed SLAs and manage area business volumes

Supervise a team of credit underwriters and provide guidelines

Conduct personal discussion with customers to establish credit worthiness

Control and contain front-end delinquencies by calling up customer on first presentation

Making sure completion of credit/KYC documents and verification- telephonic, field & collateral visits

Coordinate with sales to achieve targets and ensure SLAs are met

Ensuring credit policy adherence to the accepted standards

Recommend process changes in order to improve service efficiency and quality across the assigned area

Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high-quality customer service

Secondary Responsibilities:'a) Proficent in MS - Word /Excel and power pointb)Personal drive and positive work ethic to deliver results within tight deadlines and in demanding situation.c) Willingness to work extensively in the field and travel across the region on short notice.d) Carrying out ad-hoc activities as per the requirement of the department.

IDFC FIRST Bank

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