Risk-Bengaluru-Associate-Credit Risk

• Evaluate derivatives and financing transactions across Global Market clients, reviewing and approving risk taking across this sector
• Assess the credit and financial strength of the firm's hedge fund, mutual fund, private equity fund and Financial Institution counterparts by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
• Assess risk of transactions through reviews of quantitative models, portfolio analysis, stress testing, and other methods
• Approve transactions and opine on risk mitigation for products (fixed income funding, equity derivatives, prime brokerage, swaps, etc) based on counterparty and trade details. Hold risk conversation with respective sales and trading teams
• Perform counterparty reviews, including recommending appropriate internal risk rating for each counterparty and setting credit limits

• 3-5 years of experience in a finance or risk role
• Knowledge of capital markets, including derivatives and/or repo products preferred
• Strong analytical, communication, and organizational skills required
• Bachelor's degree (Master's preferred) in business or finance

• Functional Expertise and Technical Skills - Knowledge of financial markets, risk analysis and current risk management practices as well as strong technical skills required for the role. Values attention to details, takes initiative to broaden his/her knowledge and demonstrates appropriate financial/analytical skills
• Client and Business Focus - Builds trusting, long-term relationships with clients, helps the client to identify/define needs and manages client/business expectations
• Teamwork - Gives evidence of being a strong team player, collaborates with others within and across teams
• Communication Skills - Communicates in a clear and concise manner, shares information/new ideas with peer group and team, while demonstrating judgment to escalate as appropriate
• Judgment and Problem Solving - Thinks ahead, anticipates questions, plans for contingencies, finds alternative solutions and identifies clear objectives. Sees the big picture and effectively analyzes complex issues
• Creativity and Influence- Looks for new ways to improve current processes and develop creative solutions that are grounded in reality and have practical value

Goldman Sachs