Associate, Business Support Unit, Small Medium Enterprises

• The position is there to provide documentation and credit related services to Business and Credit Control Unit to process disbursement of loan applications as well as support in post-disbursement activities.

• Preparation of Offer letter, Facility documents and security documents (non-mortgage).
• Pre-luminary Checking up of filled documents (Facility and security documents).
• Initiating and follow up with Legal and Valuation agencies for timely submission of reports.
• Perform miscellaneous activities related to disbursement depending on the product.
• To liaise with RMs and customers for various post-disbursement documents/exception tracking.
• To process and input data for vendor bills.

• Prepare letters of offer (LO) and Facility documents for IBG 3&4 customers in accordance to approved credit and business terms based on the Master LO template which standard clauses have been determined by Group Legal and Product Owners.
• Checker for LO and facility documents.
• Prepare and update template for in-house security documents (e.g. Hypothecation, Cash margin, Mortgage, etc..) in accordance with approved credit memo and liaise with CCU for completing the process.
• To support unit head in Empanelment of agencies / Valuers / Lawyer, etc. in terms of documentation and help in vendor payments.
• Liaising with external agencies / vendors and ensuring timely Vendor payments.
• Fill up of the requisite fee form for correct mapping of fees to the customer and department.
• Follow up with RM/Customer on closure of various exception items (Insurance, Internal covenants, any other items).
• Follow up with CCU on timely closure of exceptions upon submission.
• Assist RM to follow-up with customers / insurance agents for renewed policies & process insurance claims.
• Timely initation of desktop valuation/Collateral Audit/Plant visit on annual basis

• Preferable experience in similar role of back office credit operations/documentation with other bank/NBFC
• Prepare letters of offer (LO) and Facility documents for IBG 3&4 customers in accordance to approved credit
• Prepare and update template for in-house security documents
• Preparation of Offer letter, Facility documents and security documents (non-mortgage).
• Pre-luminary Checking up of filled documents (Facility and security documents).
• Initiating and follow up with Legal and Valuation agencies for timely submission of reports.

• The job holder needs to be at least graduate in the Commerce stream. Preferred a post graduate. Basic knowledge of MS Office and various systems used by Credit Services can be an added advantage.

• Job Knowledge:The job holder needs to have thorough job knowledge of documentation and various corporate bank products and needs to know as to what is expected from him/her.
• Organizing Skills:The job holder needs to be organized so as to enable him to meet the conflicting deadlines.
• Proactive:To understand the system implementations and grasp the changes faster.

• The job holder needs to liaise with various stake holders including but not limited to RMs, CCU, Legal Compliance, Finance teams.

• The job holder needs to have the Basic knowledge of MS Office and various systems used by credit services.

• Internal:Head BSU, Product Team, Relationship Managers, Credit, CCU, Operations team
• External:BSU HO, Vendors, Empaneled lawyer, Valuers and representatives, Customers

DBS Bank