Quality Manager (Australian Mortgage)
Minutes to Seconds Pty Ltd
- Bangalore, Karnataka
- Permanent
- Full-time
- Years Of Experience: - 10+Years - Minimum of 5 years' experience in Australian mortgage underwriting, with at least 2 years in a quality assurance or management role
- Develop Quality Standards: Create and maintain comprehensive quality standards and guidelines for mortgage underwriting processes, ensuring adherence to regulatory requirements and internal policies.
- Conduct Audits: Perform regular audits of mortgage underwriting transactions to identify and assess quality issues, risks, and non-compliance.
- Identify Improvement Areas: Analyze audit findings and data to identify areas for process improvement, efficiency enhancements, and risk mitigation.
- Regulatory Compliance: Ensure all underwriting practices comply with local regulations such as National Consumer Credit Protection Act (NCCP), APRA guidelines and responsible lending obligations
- Implement Corrective Actions: Develop and implement corrective action plans to address identified quality issues and prevent recurrence.
- Monitor and Report: Track quality metrics and report on performance to management, highlighting trends, risks, and opportunities for improvement.
- Train and Educate: Provide training and education to underwriting staff on quality standards, procedures, and best practices.
- Collaborate with Stakeholders: Work closely with underwriting management, operations, risk management, and compliance to ensure alignment and effective quality management.
- Strong understanding of Australian mortgage underwriting guidelines, regulations, and industry best practices.
- Knowledge of Australian regulatory compliance requirements, such as the NCCP, BFSA, and responsible lending obligations
- Experience in an Australian mortgage banking or financial services environment
- Excellent analytical and problem-solving skills.
- Strong attention to detail and accuracy.
- Excellent communication and interpersonal skills.
- Proficiency in using quality management tools and software.
- Bachelor's degree in business administration, finance, or a related field.