Manager – Finance & Accounts (NBFC)

• Oversee month-end and year-end closing processes.

• Manage accounts payable and receivable operations.

• Handle cash receipts, general ledger, payroll, and utility payments.

• Manage treasury operations including cash flow forecasting and budgeting.

• Conduct revenue and expenditure variance analysis.

• Oversee capital and fixed asset reconciliations, tracking, and debt servicing.

• Prepare and consolidate financial statements as per IND-AS.

• Conduct regular MIS and financial reporting for internal and external stakeholders.

• Analyze financial performance, including yield, cost of borrowing, and Net Interest Margin (NIM).

• Support strategic business decisions with data-driven insights and portfolio-level analytics.

• Ensure compliance with RBI Master Directions, liquidity norms (LCR/ALM), and CRAR requirements.

• Liaise with RBI, statutory auditors, and regulators for inspections and compliance queries.

• Ensure accurate and timely submission of financial disclosures as per IND-AS and RBI norms.

• Participate in ERP implementations (Tally, Oracle, or SAP).

• Implement and monitor financial controls to mitigate risks and ensure compliance.

• Automate reconciliations, workflows, and reporting processes for scalability.

• Compute IND-AS adjustments such as:

• Prepare and track annual operating plans versus actuals.

• Manage working capital and coordinate fund drawdowns from lenders and banking partners.

• Track and manage repayment schedules, interest costs, and covenant compliance.

• Oversee securitization & Direct Assignment (DA) accounting, including PTC-related reconciliations and investor reporting.

• Support ALM activities including liquidity planning, maturity profiling, and funding strategy.

• Prepare ALCO reports and collaborate with Risk team for regulatory alignment.

• Lead the preparation of monthly/quarterly budgets for disbursements, collections, and branches.

• Collaborate with business heads to monitor cost-to-income, yields, and operational KPIs.

• Coordinate internal audits covering lending, expense, and vendor areas.

• Facilitate statutory and RBI audit requirements, and ensure timely closure of audit findings.

• Proven expertise in preparing IND-AS financial statements, including both standalone and consolidated accounts.

• Familiarity with IFRS and any prior experience working in Saudi Arabia is an added advantage.

• Hands-on experience across core finance functions, including taxation, revenue management, accounts payable/receivable, banking, and treasury.

• Demonstrated ability to prepare MIS and deliver board-level presentations to directors and investors.

• Experience in budgeting, forecasting, and financial modeling.

• Proficient in MS Excel and PowerPoint; working knowledge of Office 365 suite.

• Familiar with Tally and ERP platforms such as Oracle or SAP.

• Excellent attention to detail with strong analytical and documentation skills.

• Ability to work independently with minimal supervision and manage multiple priorities

• Strong written and verbal communication skills in English.

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