Credit Analytics (Senior)
- Gurgaon, Haryana Bangalore, Karnataka
- Permanent
- Full-time
- Conducting detailed analysis of loan opportunities across various sectors in different geographies
- Drafting credit reports with key takeaways on opportunity; report has to be concise, easy to read format for credit and risk to review and comment.
- Developing detailed financial model comprising transaction details, financial statement analysis, projections, ratio analysis, credit metrics, amongst others
- Conducting sensitivity analysis on projections - for stress testing on loans for serviceability
- Identifying deal specific covenants which can act as early warning signals while monitoring loans.
- Detailed industry/market studies to understand operating environment of borrower.
- Interacting with clients to discuss data gaps, inconsistencies, analytical frameworks etc.
- Strong financial analysis - thorough understanding of accounting / financial concepts
- Ability to draft credit reports.
- Relevant experience of 6+ years.
- Strong communication skills - interacting with Debt Directors, clients & other stakeholders in UK and/ or US.
- Personal drive (proactive), flexible, creative (thinks out of the box), result driven, responsible, curious, team player and fast learner.
- Hands on attitude, willing/capable to understand the big picture.
- Ability to succeed in a culture where change and speed are part of daily work.
- MBA/PGDM/CA/CFA from a reputed institute