Lead- Risk Rating Unit
- Mumbai, Maharashtra
- Permanent
- Full-time
- Internal rating validation for Corporate, SME, Business Banking, NBFC, MFI, Broker, Bank clients across the bank. Key activities include.
o Preparation of rating rationale along with rationale for any changes in risk scores
o Review deviations to the credit policy of the Bank.
o Recommendations/comments on all proposals placed to Board level credit committee with respect to policy compliance/ portfolio risk/ industry prospects, etc.
o Decision making along with the stakeholders (Credit/ Business)
o Effective interaction with business/credit groups across Large Corporates/ Emerging Local Corporates/ NBFCs/ Brokers/ MFIs/ Projects/ Small, Micro Enterprises/ Business Banking
o Effective resolution of internal audit/ external audit/ RBI queries
- Periodic review and updating of industry risk scores including assessment for new industries as deemed appropriate.
- Track latest industry developments by participation in seminars, conferences and client site visits, interactions with clients, rating agencies, industry database providers,
- Benchmarking of companies within sectors
- Stakeholder management: Candidate should be able to efficiently manage various stakeholders including senior management from both Credit and Business functions.
- Define and facilitate the achievement of goals and key performance indicators for direct reports and ensures effective implementation of the performance management process in the division.
- Nurture talent within the team by providing guidance, ongoing feedback, coaching and development opportunities to individuals to enable achievement of the defined goals.
- Develop and nurture a continuous talent pipeline for key roles in the division and provides mentoring for high potential talent in the organization.
- Ensure adherence to process and ability to work within pre-decided TAT
Credit Risk
Risk Assessment
Corporate Ratings
Location: Mumbai
Required Experience: 12-15 yrs
Positions: 1
Contact Person: Mamta Chauhan
Email ID: mamta.chauhan@v-konnect.com