Area Technical Manager / Noida / Gurgaon
- India
- Permanent
- Full-time
- Conduct physical inspection and verification of properties for HL & LAP proposals.
- Ensure accurate assessment of market value, construction quality, building approvals, and compliance with municipal / statutory norms.
- Identify deviations, encroachments, legal/technical risks, and construction irregularities.
- Review and approve technical valuation reports prepared by empanelled valuation agencies.
- Vendor & Valuer Management
- Empanel, monitor, and audit performance of third-party property valuers.
- Provide regular training and updates to empanelled vendors on bank guidelines and RBI norms.
- Ensure timely submission of reports from valuers and take corrective action for discrepancie
- Process & Compliance
- Ensure adherence to bank’s technical guidelines, RBI norms, and property documentation requirements.
- Maintain proper MIS for technical reports, valuation data, and TAT compliance.
- Support credit and legal teams with technical inputs during sanctioning and disbursement stages.
- Coordination with Stakeholders
- Work closely with Credit Managers, Sales Teams, and Legal Officers to resolve property-related queries.
- Support business teams by providing clarity on eligible properties, restrictions, and risk areas.
- Participate in area review meetings to share updates on valuation trends and property market insights.
- Training & Development
- Train sales and credit teams on property evaluation basics, red flags, and common fraud patterns.
- Update team on changes in building regulations, registration processes, and market price fluctuations.
- Strong knowledge of civil engineering, construction quality, and property valuation norms.
- Familiarity with local development authority regulations, municipal approvals, and building bye-laws.
- Analytical ability to identify technical risks in collateral properties.
- Good vendor management and negotiation skills.
- Proficiency in MS Excel, MIS reporting, and valuation tools.
- Education: Diploma / B.E. / B.Tech in Civil Engineering (mandatory).
- Experience: 5–8 years in technical appraisal / property valuation for HL & LAP in banking or NBFC sector.
- Experience in managing multi-location teams and vendor networks preferred.