Credit Monitoring Executive-RELATIONSHIP BANKING GROUP-Credit Monitoring Group

• Monitoring credit covenants in relation to working capital facilities sanctioned like ensuring timely submission & adequacy of insurance policies of securities provided, financials submission, DP calculations, cash flow routing etc. at decided frequency and taking necessary action in the events of default.
• Transaction level monitoring for TODs, adhocs, high value transactions etc. in form of report circulation, follow up with RMs & closure report on monthly basis to ensure time action by customers and RMs.
• Preparations of audit schedule for Cash Credit, SPG & Channel Finance facilities, updation of audit status at regular intervals, follow up with the auditors on regular basis to ensure timely completion
• Portfolio quality related reports preparation like stock audit report reviews, highlighting the same to functional head of credit, sales and business and taking corrective actions as per approved processes
• Any other specific tasks related to credit monitoring of portfolio

• 1-2 years' experience in Credit monitoring.
• Ability to multi task, develop rapport with different functionaries like Relationship Managers, Operations, and Credit team.
• Ensuring proper TAT & delivery of all the reports.
• Ensure timely query resolutions.
• Ability to identify opportunities of improvement in process and suggest changes to solve issues

Kotak Mahindra Bank