Branch Manager

  • Sangli, Maharashtra
  • Permanent
  • Full-time
  • 30 days ago
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Job DescriptionPrimary Responsibilities:Loan Processing and Approval:
  • Assess loan applications for mortgage loans, housing finance, and LAP.
  • Conduct thorough credit and risk assessments to determine the eligibility of applicants.
  • Verify the accuracy and completeness of loan documents submitted by clients.
  • Coordinate with legal teams for property verification and documentation.
Customer Interaction:
  • Meet with potential borrowers to understand their financial needs and provide suitable loan products.
  • Guide customers through the loan application process, explaining terms and conditions clearly.
  • Address customer inquiries and provide solutions to their concerns related to loan products.
Sales and Business Development:
  • Generate leads for mortgage loans, housing finance, and LAP through various channels (direct sales, agents, etc.).
  • Build and maintain relationships with real estate developers, property agents, and other stakeholders to enhance business opportunities.
  • Achieve sales targets by identifying new customers and cross-selling loan products.
Loan Disbursement and Monitoring:
  • Ensure timely disbursement of approved loans after fulfilling all necessary conditions.
  • Monitor loan accounts to ensure timely repayments and manage delinquency levels.
  • Collaborate with recovery teams for the collection of overdue accounts.
Compliance and Reporting:
  • Ensure adherence to all regulatory and company policies related to loan processing and approval.
  • Prepare and submit periodic reports on loan performance, customer feedback, and market conditions.
Job requirements
  • Experience: 3 to 4 Year.
  • Education : Any Graduate
  • Specilization : Graduate...
  • Skills :
  • Industry Type : Banking / Financial Services / Broking
  • Status : Not Disclose.

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