Credit Officer

Equitas Small Finance Bank View all jobs

  • Punjab Chandigarh
  • Permanent
  • Full-time
  • 13 hours ago
Job Description:Credit Officer
Key Result Area
SNO. OBJECTIVE WEIGHTAGE KEY PERFORMANCE INDICATOR Annexure
1 To prepare CAM with all the pre disbursement documents in place as per the Credit norms and within the prescribed TAT (Pre Disbursement) 30% TAT As per annexure 1
2 Ensure that file is complete in all aspects before the loan is disbursed (FTR as per the matrix) 20% First Time Right % As per annexure 2
3 Physical File Dispatch to HO as per the matrix 20% TAT of Physical Dispatch As per annexure 3
4 Completion of PDD on time for the loans disbursed 20% % of On time PDD completion As per annexure 4
5 Self Development 5% Average Mandays of Training for Self As per annexure 5
6 Process Orientation 5% Audit Score As per annexure 6
Annexure - 1
Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)
TAT 100%
Annexure - 2
Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)
First Time Right % 100%
Annexure - 3
Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)
TAT of Physical Dispatch 100%
Annexure - 4
Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)
% of On time PDD completion 100%
Annexure - 5
Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)
Average Mandays of Training for Self >=3 2.5-2.99 2-2.49 1-1.99
Annexure - 6
Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)
Audit Score >95% 91 - 95% 81-90% 71-80%

Equitas Small Finance Bank