Management Trainee-Product Manager-Personal Loan-Product Manager

Kotak Mahindra Bank

  • Mumbai, Maharashtra
  • Permanent
  • Full-time
  • 24 days ago
Product Manager JOB DESCRIPTION Job Description and Responsibilities: Develop a comprehensive product strategy, market positioning, target segments, and competitive differentiation Handle core product responsibilities like pricing, regulatory and compliance aspect, process and product notes Conduct market research and competitive analysis to identify customer needs, market trends, and opportunities for product enhancements or new product offerings Collaborate with stakeholders to prioritize features and functionalities based on customer feedback, market demand, and business objectives Product P&L and Lifecycle Management Monitor and analyse product performance metrics, such as revenue, profitability, customer acquisition, and retention, and develop strategies to scale the product profitably and optimize results Work closely with national distribution and marketing teams to develop effective go-to-market strategies, pricing models, and promotional campaigns Ensure compliance with all relevant regulatory requirements and industry best practices for the product Assess and manage product-related risks, including credit risk, market risk, and operational risk, and implement appropriate mitigation strategies working closely with key stakeholders from risk management, legal and compliance Job Requirements: Excellent analytical and problem-solving skills, with the ability to interpret complex data and draw actionable insights Leadership and communication skills, with the ability to collaborate effectively with cross-functional teams and influence stakeholder Strong project management and organizational skills, with the ability to manage multiple priorities and meet deadlines Knowledge of compliance and risk management practices in the financial services industry Familiarity with agile development methodologies and product management tools is a plus

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