Area Recovery Manager-Comm. Bank HO & Support-Recovery Branch

Kotak Mahindra Bank

  • Chennai, Tamil Nadu
  • Permanent
  • Full-time
  • 26 days ago
Job Description: Job Title: AREA COLLECTION MANAGER / REGIONAL COLLECTION MANAGER Level: M4- M5
Division: COMMERCIAL BANKING GROUP Function :SHBT
Reporting Relationship: NATIONAL RECOVERY MANAGER
Average No. of Direct Reportees : 3 -10Job Role / KRA's
  • Knowledge in collection process and systems
  • To have 7-10 years' experience in managing Short Fall Recovery and Hard BKT. collection team of secured/unsecured.
  • To have adequate knowledge of Area of Operation.
  • To have adequate knowledge in repossession and legal activities.
  • To create a team of dedicated, aggressive and ambitious team of Location Managers / Supervisors.
  • To motivate the existing TEAM to deliver to their potential.
  • To Ensure Quality Service to Customers through his team
  • To focus on Improving Portfolio Performance in the respective Area / Region.
  • To Manage NPA's & Loss Recovery efficiently in all locations in his Area / Region.
  • To adhere to the BANKS processes and procedures.
  • To Ensure development of direct and indirect team
  • To ensure our Service Providers follow the Orginisations policy Parameters, when directly interacting with customers on our Behalf.
  • To maintain good Professional relationship with all in the Branch.
  • To plan innovative strategies for reduction of NPA's & Focus on Loss Recovery, so as to ensure Quality Portfolio
  • To Ensure Quality in Manpower.
  • To adhere to the BANKS processes and procedures.
  • To ensure development of direct and indirect team.
  • To review Performance of Service Providers Regularly
  • To empanel efficient Service Providers.
Job Requirements, Skills, Knowledge prerequisites
  • Willing to Take challenges and responsibility
  • Should have the ability to convince the customer for our terms and conditions
  • Should be able to coordinate effectively with all functions.
  • Should Ensure MOPP is followed efficiently.
  • Ensure All Audit, Moral and Ethical requirements are met by his team.
Educational QualificationsGraduate / Post Graduate with good Knowledge of LAW. Good Contacts in Area of Operation.Experience Profile7+ yearsBenchmark Companies
  • CHOLA DBS - SUBH LOANS
  • SHRIRAM FINANCE
  • MAGMA -SUVIDHA
  • INDIA BULLS
  • SREI
  • HDFC BANK (Group Set up)
  • ICICI BANK(Group Set up)
  • SFL
  • CITI

Kotak Mahindra Bank

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