regional lead - field collections (Gujarat)
Cred
- Ahmedabad, Gujarat
- Permanent
- Full-time
- creating field infrastructure for collections portfolios for all of Gujarat
- end to end vendor management: vendor onboarding, performance tracking, vendor level capacity planning & controls, vendor billing and validation
- building, coaching and mentoring the field team; identifying team goals and evaluating team progress
- responsible for day-to-day collections field operations with holistic improvement of the credit portfolio in the territory by improving overall collections
- deliver detailed financial and behavioral trend analysis and produce robust collections, roll rates & npa projections
- maintain and communicate detailed reports to track performance against plan
- ensuring highly customer centric field collections to deliver high standards of customer experience
- be aware of what is happening on competition space and collection ecosystem and keep adding new ideas to improve collection efficiency
- examine strategic performance, spot emerging opportunities and identify threats/blockers at business, location & product level
- look for novel strategic solutions & execute support solutions like legal proceedings and skip tracing effectively, and develop creative action plans for future
- work seamlessly with other key stakeholders (front end collections, risk, product & tech) - to ensure portfolio quality & high standard of customer experience
- provide early warning feedback on fraud / default indicators to risk team
- possess at least 5 years of relevant collections experience in financial services
- hold at least 1 year of experience in fintech collection space
- possess the required knowledge and flare to work with new technology solutions and ability to get deep into problem solving of critical concerns
- have exceptional analytical, problem solving and research skills and resource knowledge
- have the ability to manage large teams with approach to coaching and training your team members
- have the ability to see the bigger picture in mind and have the decisiveness to affect the long-term viability of the product