Risk Analytics _ Retail Assets

• Drive the risk ranking model creation for retail lending products such as Purchase Finance, EMI on debit card, Small ticket Personal Loans, etc.
• Continuous assessment of model response on early risk indicators such as first payment default and lagged delinquency at 3 month etc through automated dashboards for continuous refinement in model performance
• Drive the risk ranking model creation for retail lending products as Purchase Finance, EMI on debit card, Small ticket Personal Loans, etc.
• Continuous assessment of model response on early risk indicators such as first payment default and lagged delinquency at 3 month etc through automated dashboards for continuous refinement in model performance.
• Evaluate partnerships in small ticket lending with other Fintechs to identify the segments which are suitable from a risk-reward point of view and are within the acceptable risk appetite of the bank; regular portfolio monitoring of portfolio built under partnership lending.
• Identification of new opportunities in small ticket lending emerging in the market and design of our underwriting models for such products.

V-Konnect Associates