Manager - Risk (Credit Card Analytics)
1st Financial Bank
- Bangalore, Karnataka
- Permanent
- Full-time
- Use risk management tools and models to drive analytics for consumer lending products.
- Identify portfolio optimization opportunities and provide recommendations to Senior Management.
- Lead a team of 2-3 analysts of varying experience levels. Be responsible for recruitment, retention and development of the team.
- Support departmental head in all initiatives.
- As the second senior-most member of the team, assist the department head in all matters and depute for the department head when required. Develop competencies to assume the department head role at short notice.
- Design and implement risk management models for consumer lending products.
- Manage Projects, train and supervise team members in various risk management tools and techniques.
- Acquire and update knowledge of 1FBSSPLs customer information database and overall business economics.
- Undertake preparation and upgradation of risk related systems and policies.
- Professional with analytics experience preferably in Credit Card Domain.
- Must have 5 to 6 years hands-on experience in analytical tools like SAS, SQL (advanced), and advanced excel functions.
- Experience in R, Python, and BI tools (Tableau, PowerBI, etc.) would be an added advantage.
- Should have good understanding of statistical concepts specially related to classification, regression, and time-series models.
- Must have worked on at least one of the following statistical techniques like logistic regression, forecasting, segmentation, etc.
- Extensive experience in production deployment of MIS reports as well as ad-hoc analysis.
- Self-driven, ability to work independently, as well as handle a small team.
- Minimum 8 years of relevant experience.
- Should have excellent communication skills to interact with senior Bank personnel.