Data Scientist
PayPal
- Karnataka
- Permanent
- Full-time
This role offers a unique opportunity to learn about all Global Revolve Consumer Credit portfolios in PayPal and influence Credit Risk policies and capabilities for these products.Meet our team -
Global Revolve Analytics and Insights team is a part of Global Credit Risk organization in PayPal. We are looking for a Data Scientist for our team to be responsible for Credit Risk data analysis and reporting infrastructure to support all analytical needs.Job Description:Your way to impactIn your role, you will be focusing on analyzing rich Consumer Credit Risk and PayPal wallet data to identify emerging Credit Risk trends and generate actionable insights to help drive underwriting and portfolio management decisions for our Revolve Consumer Credit products.Your day to dayIn your day to day role you will: * Perform deep dive analysis of Consumer Credit portfolios in US and UK to provide actionable insights to portfolio management and senior leadership teams.
- Develop and continuously enhance reporting and monitoring capabilities to detect emerging credit risk trends and mitigate credit risk exposure in the revolve consumer lending portfolios
- Analyze large and complex data from multiple sources both internal and external to define requirements for new capabilities and product features to support portfolios growth and profitability.
- Collaborate with cross functional teams to support business critical initiatives for Consumer Credit organization.
- Translate ambiguous, unstructured business problems into actionable data-driven analyses.
- Support multiple projects at the same time in a fast-paced, results-oriented environment.
- Keep up to date with industry trends, best practices, and emerging risks related to consumer lending.
- Bachelor’s/Master’s degree in a quantitative field (such as Analytics, Statistics, Mathematics, Economics or Engineering) or equivalent field experience
- 5+ years of experience working in a credit or credit supporting function and 3+ years of experience in relevant positions (e.g., Data or Decision Scientist, Data Analyst, Statistician, Risk Management, etc.)
- Experience analyzing very large, complex, and multi-dimensional datasets to identify trends and draw meaningful and accurate conclusions.
- Analytical skills and ability to approach problems in a quantitative and qualitative manner, and partner with the business to understand their needs, and drive solutions.
- Effective communication skills, in both written and verbal formats, with senior executive-level leaders.
- The capability to execute in a fast paced, high demand, environment while balancing multiple priorities.
- Proficiency in using SQL/SAS/R/Python/Knowledge Seeker
- Experience with data visualization Excel, Word, and PowerPoint proficiency
At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.
We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visitWho We Are:
to learn more about our culture and community.PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. For more information, visit , and .PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at .Any general requests for consideration of your skills, please