Credit Product Manager - CV, CE & TFE-Commercial Vehicle (CV)-Retail-Credit Common Cost Allocation - CV,CE & SA

Kotak Mahindra Bank View all jobs

  • Mumbai, Maharashtra
  • Permanent
  • Full-time
  • 22 days ago
Job Category: Commercial BankDegree Level: Bachelor's DegreeJob Description:Designation: Credit Product Manager-CV, CE & TFEDivision: Commercial Bank Retail Credit
Location: Infinity HO, MumbaiNo of Grade wise Openings: M2 x 1, M3 x 2, M4 x 1CTC: As per existing CTC and grade parityAbout the Role:This role is responsible for portfolio monitoring & analysis for products under the Commercial Banking division, including:
  • Commercial Vehicles, Construction Equipment, Tractor & Farm Equipment, Trade Advances, Crop Loans, Bharat Mortgage, Micro LAP, Microfinance Institutions (MFI)
Key Responsibilities:
  • Candidate is expected to monitor portfolio health, to identify early warning signals, trends, exposure concentration & stress, and provide actionable insights to mitigate risk.
  • Develop and maintain Dashboards and MIS reports using Excel and Power BI.
  • Collaborate with business teams to implement risk mitigation measures thru BRE.
  • To Standardize the Credit Policies, Process & to Ensure compliance with internal risk policies and regulatory guidelines.
Skills Required:
  • Strong understanding of credit risk principles, portfolio monitoring and metrics.
  • Advanced proficiency in MS Excel (data analysis, pivot tables, financial modeling).
  • Hands-on experience with Power BI for visualization and reporting.
  • Knowledge of Python for automation and advanced analytics (added advantage).
  • Excellent analytical and problem-solving skills.
  • Good communication and stakeholder management skills.
Education & Experience:
  • Minimum Qualification: Graduate (Finance, Commerce, Economics preferred).
  • Experience: Prior experience in Credit Risk / Portfolio Monitoring in Commercial Banking or NBFC is preferred.

Kotak Mahindra Bank