Senior Policy Manager
- Mumbai, Maharashtra
- Permanent
- Full-time
- Facilitate regular asset quality reviews with provision of analytics insights to identify risks/ opportunities and recommend relevant actions
- Ensure program risk acceptance criteria are reviewed regularly, with timely updates for proactive adaptation to changes in legal /regulatory requirements, business strategies, market environment or portfolio performance
- Assist in building strong controls to mitigate risks across all spectrums (Onboarding, Credit, Operations, Fraud, Reputation)
- Foresee portfolio direction, loss estimates and how to control the same
- Monitor portfolio delinquencies at a micro level - identification of segments, locations and profiles which are delinquent
- Ability to shape the risk appetite of the product in line with growth objectives and Risk Appetite framework of the bank alongside risk based pricing
- Facilitate implementation of technological interventions like scorecards, digital journeys and automation to the streamline processes
- Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high quality customer service
- Leverage in-house synergies through collaboration with internal stakeholders
- Attract and retain best-in-class talent for key roles in their reporting structure