Area Head - Group Loans

IDFC FIRST Bank

  • Ayodhya, Uttar Pradesh
  • Permanent
  • Full-time
  • 5 days ago
Job RequirementsRole/ Job Title: Area Head - Group LoansFunction/ Department: Rural BankingJob Purpose:Ensuring high class portfolio quality by maintaining collections efficiency with consistent growth in portfolio along with maintaining high compliance standardRoles & Responsibilities:
  • Primarily responsible for sales and collections of JLG, MHL & other related products
  • Maintaining high class Collections efficiency across buckets as desired by the bank. Current bucket collections to be above 99.7%
  • NTB acquisition of customers with retention of existing customers
  • Constant growth in the portfolio by increasing the number of customers and consistently delivering desired disbursal amount.
  • High compliance standards with continuous portfolio checks. Ensuring minimum governance issues and process lapses
Secondary Responsibilities:
  • Ensuring best customer service with minimum/zero escalations
  • Driving digital initiatives within existing products
Managerial & Leadership Responsibilities:
  • Building a strong and high-performance team down under
  • Training new hires and nurturing existing talent.
  • Continuous guidance to team to prepare them for next role.
  • Ensure minimum attrition.
Education Qualification:Graduation: BA, BBA, B.com & B.scPost-graduation: MBA/PGDMExperience: 15+ years of relevant experience.

IDFC FIRST Bank