3) Branch Collection Manager:All BucketsExperience Required: 4-6 YearsCTC Budget- upto 6 LakhsKey Responsibilities:Portfolio Management:Handle the collections portfolio for Used Commercial Vehicle loans.Track EMI defaults, bucket-wise performance (30+, 60+, 90+), and NPA trends.Field Collection Operations:Plan and execute field visits for delinquent customers.Personally handle high-ticket and critical overdue cases.Monitor and support field collection executives / agency partners.Agency Management:Appoint, manage, and review collection agencies/vendors.Ensure timely sharing of cases, tracking agency performance and adherence to compliance.Customer Interaction:Negotiate and resolve customer issues leading to non-payment.Follow up for repayments, settlements, or vehicle repossession, if required.MIS & Reporting:Prepare daily/weekly/monthly collection reports.Share updates with senior management on collection status and field performance.Compliance & Audit:Ensure compliance with RBI and company norms in all recovery activities.Handle legal proceedings, if required, in coordination with the legal team.
