Associate Credit Risk Analyst

Bangalore, Karnataka
Permanent
Full-time

7 days ago

Are you passionate about financial analysis and eager to make a meaningful impact in a global environment? Join our Credit & Surety team at Swiss Re, where your analytical expertise will directly influence underwriting decisions and support clients across global markets. As we continue to transform the credit insurance business through AI, data-driven insights and innovative solutions, we are looking for talented professionals to be part of this journey.About the RoleWe are looking for a high-performing Credit Risk Analyst to join the Credit Product Centre (CPC) in Bangalore. This role sits at the heart of underwriting decision-making and offers a unique opportunity to work on complex credit transactions across geographies and sectors.You will combine fundamental credit analysis with commercial insight to support underwriting decisions particularly in area of trade finance, contribute to portfolio monitoring, and drive efficiency through AI, data and technology.Key Responsibilities

Credit Assessment & Appetite

Perform in-depth credit analysis and internal rating assessments of corporate obligors across industries and geographies
Evaluate financing structures and transaction risks, providing clear and actionable recommendations to underwriters
Recommend credit limits in line with internal risk appetite, policies, and governance standards
Identify key risk drivers, mitigants, and early warning signals

Portfolio Monitoring & Risk Management

Monitor existing exposures and assess the impact of market, sector, and company-specific developments
Identify deteriorating risks and recommend watchlist actions or risk mitigation strategies
Contribute to portfolio-level insights, including sector trends and concentration risks

Stakeholder Collaboration

Partner closely with underwriting, risk management and actuarial teams globally
Communicate credit views effectively to support timely and informed decision-making
Build strong working relationships across regions and functions

Operational Excellence & Transformation

Drive efficiency in credit processes, improving turnaround times and consistency of outputs
Contribute to data-driven and AI-enabled transformation initiatives within Credit & Surety
Support development and enhancement of tools, methodologies, and credit frameworks

About the TeamThe Credit Product Centre (CPC) is a global team supporting the Credit & Surety business across regions. The team plays a critical role in:

Delivering high-quality credit risk assessments for underwriting decisions
Driving strategic initiatives in risk analytics and portfolio insights
Ensuring consistency, governance, and best practices across the credit process
Supporting pricing, monitoring, and portfolio steering

The team operates globally with presence in multiple key locations and works closely with senior stakeholders across underwriting, risk, and functional areas.About YouYou're an analytical thinker with strong financial acumen and a passion for understanding global markets. You thrive in collaborative environments while maintaining independent judgment and can effectively communicate complex financial concepts to diverse stakeholders. Your curiosity drives you to continuously develop your skills and knowledge in this evolving field.We are looking for candidates who meet these requirements:

3-6 years of experience in credit analysis and credit-related work
Strong academic background with a relevant business degree and/or post-graduate qualification (MBA/CFA/Chartered Accountant or similar)
Proficient in financial spreading, financial projections, and handling credit application documents
Good knowledge of global macroeconomics, financial markets, and credit-related products
Strong quantitative and analytical skills with good command of English
Working knowledge of database management tools and strong Excel skills
Handling multiple priorities and meeting deadlines in a fast-paced environment

These are additional nice to haves:

Knowledge of corporate loans, structured financing, and trade finance products
Experience in credit analysis of asset/fund managers, private equity/venture capital firms
Prior experience in risk analytics and quantitative credit analysis
Digital transformation project experience

Our company has a hybrid work model where the expectation is that you will be in the office at least three days per weekAbout Swiss ReSwiss Re is one of the world's leading providers of reinsurance, insurance and other forms of insurance-based risk transfer, working to make the world more resilient. We anticipate and manage a wide variety of risks, from natural catastrophes and climate change to cybercrime. We cover both Property & Casualty and Life & Health. Combining experience with creative thinking and cutting-edge expertise, we create new opportunities and solutions for our clients. This is possible thanks to the collaboration of more than 14,000 employees across the world.Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. We embrace a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics. In our inclusive and flexible environment everyone can bring their authentic selves to work and their passion for sustainability.If you are an experienced professional returning to the workforce after a career break, we encourage you to apply for open positions that match your skills and experience.We may use AI-powered tools to support the review and evaluation of applications for this position. These tools provide additional insights to our recruitment teams, but all hiring decisions are carefully reviewed and made by people. To learn more about how we use AI in recruitment and how we handle your personal data, please review our Data Privacy Statement before applying.Keywords:
Reference Code: 137620

Swiss Re

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