Ensure proper credit evaluation of customers as per policy & process
Conduct personal discussion with customers for evaluation of Loan proposal
Support the branch team in achieving desired branch objective.
Manage & Maintain TAT for Loan disbursement.
To diligently appraise loan applications in line with credit policy of the organization.
Ensure Credit policies to build a good quality portfolio of the branch.
Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records.
Ensure approving authority of 25 Lac is utilized in a fair & transparent manner
Ensure Quality Portfolio of the branch is Maintained
Underwrite proposals and make decisions on loan approval and disbursement within empowerment based on credit evaluation criteria
Maintain high standards on credit appraisal through personal discussion with customer, as appropriate supplemented by documentation provided Minimize turnaround time per application
Evaluation of assessed and declared income group eligible for Housing & LAP.
Escalate proposals beyond empowered limit for review of Area/Regional Credit Manager, as appropriate
