Credit Officer

Maharashtra
Permanent
Full-time

17 days ago

Job Description:Position: Credit OfficerL&T is a major technology, engineering, construction, manufacturing and financial services conglomerate, with global operations. The Company addresses critical needs in key sectors Hydrocarbon, Infrastructure, Power, Process Industries and Defense - for customers in over 30 countries around the world. We combine a proven track record and professional skills, woven together with a culture of trust & caring. Consistently rated among the best employers in the country, L&T offers unmatched leadership opportunities & growth. Our approach is built on empowering employees to take on challenging assignments and explore their potential.Desired profile

Qualification: CA/ MBA preferably in Finance
Location: Bandra Kurla Complex, Mumbai
Experience: 3 to 5 years of relevant experience

Preferred Candidates from Banking /NBFCs /Fintech/Rating Agencies/Credit Analytics
Email to:

– To check for additional IDsKey Responsibilities

Pre-screening of all the documents as per lender checklist
Maintain list of pending cases and follow up with business team regularly
Preparation of CAM as per template for Trust Seal and lender pre-screening
Maintaining overall TAT and quality
Review of credit verification reports
Tracking and representing cases to the lenders post pre-screening
Tracking and Monitoring of Verification reports and analyzing credit risks and suggesting risk mitigants.
Follow-up with agencies, Guide Business team etc. for completion of documentation and Credit check analysis
Co-ordination with Fintech Partners and other agencies as part of Credit check analysis

Key Competencies

Ability to review credit parameters of client through financial documents (bank statement/GST/ITR analysis) and carry out independent assessment on credit quality and risk profile.
Experience in CAM preparation for Credit Analysis
Good communication and presentation skills
Strong analytical skills and should be able to demonstrate sound judgement.
Strong Excel Skills

Larsen & Toubro

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