Credit Manager-SALARIED PL AND WORKING CAPITAL-Credit

Kotak Mahindra Bank

  • Chennai, Tamil Nadu
  • Permanent
  • Full-time
  • 1 day ago
Job Category: KMBLDegree Level: Bachelor's DegreeJob Description:Credit Manager-Working Capital-CreditJOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance
  • Managing team of Credit Managers
  • Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based )
  • Under writing cases with desired level of quality and enabling achievement of branch business target by proper training.
  • Visiting customers for personal discussions and deal structuring
  • Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained
  • To evaluate proposals of customers for Home Loans, Loan against Property
  • Decision making within defined TAT
  • Understanding of property related aspects (like legal title and market value of the property) is an added advantage
  • Coordinating with sales, operations, legal, technical and customer service
Job Requirements:
  • Qualification- CA with relevant underwriting experience
  • Job Knowledge -
o Technical underwriting experience
o Analytical skills
  • Skills & Experience -
o Experience of 2-4 years in relevant working capital products is desired,
o Should be able to handle time bound activities effectively
o Should be an effective team player.
o Should have a sense of urgency & keenness to learn.

Kotak Mahindra Bank