Bharat Banking:Sales Manager - Gold Loan

Axis Bank

  • Bhadrak, Odisha
  • Permanent
  • Full-time
  • 2 days ago
Job Description:About Bharat Banking:Bharat Banking is a new Department which has been set up to drive different business that the Bank does in Semi Urban and rural markets. The department is expected to drive business outcomes by focusing on partnerships, new products, innovation, reimagining customer journeys and driving / creating new channel.About the Role:The Sales Manager leads a team of executives is responsible for sourcing of loan proposals in the rural lending space. The Sales Manager attends the service requests of customers and assists in documentation/ disbursement formalities. The Job holder is also responsible for driving the business through other channel partnersKey Skills: * Communication: Excellent verbal and written communications skills for interacting with team members and customers
  • Sales and negotiation: Strong negotiation skills to close deals and meet targets
  • Customer Service: Ensuring that the sales team provides excellent customer service and addresses customer inquiries and complaints effectively
  • Problem Solving: Identifying issues and developing effective solutions to overcame obstacles
Key Responsibilities:
  • Achieve the disbursement targets as assigned by the organization and ensure maintenance of quality of the portfolio
  • Process transactions efficiently and accurately while maintaining high service standards
  • Handle customer queries and provide appropriate solutions
  • Engage with customers and generate revenue by promoting and cross-selling other products
  • Manage relationships with customers to increase the depth of existing relationships
  • Responsible for the soft recovery of loans in existing portfolio
  • Comply with KYC/SEBI rules, regulations, and legislation governing the bank
Qualifications:Optimal qualification for success on the job is:
  • Graduation/ Post-Graduation from a recognized institute
#ComeAsYouAre 'We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply'Role Proficiencies:For successful execution of the job, the candidate should possess the following:
  • Good communication (both verbal and written) skill in both English and the local language
  • Excellent lead generation and conversion skill
  • Ability to handle pressure and meet deadlines
  • High sales orientation to meet the sales targets consistently.
  • Ability to manage complex client situations.
  • Ability to coach and mentor others.
  • Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment.
Skills:Refer to the Job DescriptionAbout Company:Axis Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. The Bank has a large footprint of 4,594 domestic branches (including extension counters) with 11,333 ATMs & 5,710 cash recyclers spread across the country as on 31st March, 2021. The Bank has 6 Virtual Centres and has over 1500 Virtual Relationship Managers as on 31st March 2021.The Overseas operations of the Bank are spread over eight international offices with branches at Singapore, Dubai (at DIFC) and Gift City-IBU; representative offices at Dhaka, Dubai, Abu Dhabi, Sharjah and an Overseas subsidiary at London, UK. The international offices focus on Corporate Lending, Trade Finance, Syndication, Investment Banking and Liability Businesses

Axis Bank