Team Member Credit & Risk-CORPORATE REAL ESTATE (CRE)-Credit Monitoring Group

Kotak Mahindra Bank

  • Mumbai, Maharashtra
  • Permanent
  • Full-time
  • 13 days ago
Job Description:KMIL - Wholesale Banking - Risk Monitoring Analyst (KMIL)Grade: M4/M5 Location: MumbaiMonitoring of the Wholesale Loans disbursed by the NBFC arm of Kotak Mahindra Bank Ltd.Job role : * Tracking of the key financial as well as performance covenants stipulated along with the timelines.
  • Analyzing the project performance and conducting detailed analysis of the Sales and collections data shared by the client.
  • Conducting regular visits to the allotted portfolio of construction projects and analyze the sales data in congruence to the physical progress at the site.
  • Keeping a tab to the RERA regulations and adherence of the same by the client and highlighting any red flags to the management for appropriate action to be taken.
  • Keep a track of the compliances, statutory and internal both and reminding the business team for closure from time to time.
  • Updating the Project / Loan performances on periodic basis and reporting the key observations to the Management for further action to be taken.
  • Highlighting the early warning signals in the loan portfolio
  • Conducting regular Portfolio discussion with the Business and Credit Team
Job requirements : * MBA with 5 - 8 years work experience is preferred

Kotak Mahindra Bank