Job Description:RL - Rural Lending : Product Manager � Farmer FinanceINTERNAL USAGE:No. of Vacancies:As and when requiredReports to:RL -National Product Manager Head � Farmer FundingIs a Team leader?YTeam Size:0-3Grade:AM-VPBusiness:Farmer FinanceDepartment:�Rural LendingSub-Department:Farmer FundingLocation:Central OfficeAbout Rural Lending � Farmer FundingExplain:The program aims to provide timely credit facilities to Individual Farmers Farmer funding to meeting all their cultivation, farm maintenance, consumption and investment needsAbout the RoleWhy does the role exist?n To support Farmer Funding business team by creating right product, process and required enablers including technology and appropriate tools to extend loans to the individual farmers.What is its contribution towards the organization?n This role contributes in Product development and designing appropriate processes within RBI regulatory framework for Farmer Funding business and responsible for leading and managing end to end product related initiatives and functions.What is the size of the operation the position manages and supports?��n Pan IndiaKey Responsibilities� Product Designing, Development, and Deployment (depending on KRA assigned to each one)o Define Product strategyo Gather market intelligence through customer �o Ensure CMC and other required approvalso Lead/anchor all discussions with Sales, UW, Risk, Ops, BSG, IT, BIU, DBAT to ensure high quality development (incl. conducting UAT)o Jointly own development and ongoing maintenance of key product related technology systems and channels together with IT, BSG, DBAT (and any others)o Build and drive partnerships for product/ proposition development as well as rollout/ commercialization� Process and Policy improvisation and Training (depending on KRA assigned to each one)o Define processes and drive improvements required to run the product, discharge process related responsibilitieso Content development for online training modules/Training manuals/EDMs/SOPso Organize classroom trainings/leadership trainings for various level employeeso Develop content Axis Competency Profile and ensure 100% Participation & Pass Percentage� Audit/ Regulatory compliance (depending on KRA assigned to each one)o Vendor Audito Snap Audito IS Audito Thematic Audito Ops Risko IFC FRRo Internal Audito EGRCo RBI SSM audit etc� Other Key Responsibilities (depending on KRA assigned to each one)o P&L responsibilitieso Business presentations and reporting. Sales MISo Developing proposals and SOPs for new projects/proposals/strategic partnerships (BC partners, Cross-selling, New Products, New Projects, New Processes, and more)o Develop BRD, AOPM, Coordinate with BSG and IT for developing appropriate softwareo Improving business profitability through appropriate process and cost controls�QualificationsOptimal qualification for success on the job is:� MBA/Post-Graduate/Graduate depending upon the grade� Experience: Depending upon GradeRole Proficiencies:For successful execution of the job, a candidate should possess the following:� KnowledgeKnowledge of Agriculture ecosystem, Core Farmer Funding Functions, Products and ProcessesStrong hold of regulatory guidelines and industry practicesKnowledge of Technology advancements in the industry �etc� SkillsExcellent communication (both verbal & written)Inter-personal skillsLeadership and Team Management skillsNegotiation skills� AbilitiesAbility to work effectively across functions and demonstrated ability to coach and mentor othersAbility to manage risk and uncertainty for self and team within a dynamic priority-setting environmentAbility to work as a part of team and contribute towards team goalsSkills:Refer to the Job DescriptionAbout Company:Axis Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. The Bank has a large footprint of 4,594 domestic branches (including extension counters) with 11,333 ATMs & 5,710 cash recyclers spread across the country as on 31st March, 2021. The Bank has 6 Virtual Centres and has over 1500 Virtual Relationship Managers as on 31st March 2021.The Overseas operations of the Bank are spread over eight international offices with branches at Singapore, Dubai (at DIFC) and Gift City-IBU; representative offices at Dhaka, Dubai, Abu Dhabi, Sharjah and an Overseas subsidiary at London, UK. The international offices focus on Corporate Lending, Trade Finance, Syndication, Investment Banking and Liability Businesses
