B2B Credit Underwriting Analyst - EV Financing; 3-6 years of exp)
PeopleGene
Mumbai, Maharashtra
Permanent
Full-time
23 days ago
About the Role: Design, analyse, monitor credit risk strategies for B2B loan products such as EV Financing Understand existing underwriting rules, strategies and replicate them in business rules Collaborate across other risk functions (example - technology, product, etc.) to implement the analytical decisions Develop, maintain and improve risk policies, strategies, processes and procedures Utilize application, bank and bureau information to derive business insights Tracking of risk and delinquency metrics for portfolios. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly/Quarterly Monitoring Reports for the portfolio. Good to have: Prior 3-7 years in Credit Underwriting for Banks, NBFCs, EV Financing Working knowledge of Excel for preparation of Financial Models CA / MBA Experience in credit underwriting & portfolio management (SME sector is a plus) Knowledge of Banking / Financial Services Industry with preference in lending space Ability to create recommendations and insights from data for developing risk strategy Experience with creating and utilizing credit risk data using internal and third party data (Bureau, 3rd part APIs.) Ability to design the right KPIs for measuring strategy success Understanding of various elements of risk strategy, such as eligibility, verification, fraud and decline criteria Ability to communicate and present the results to business stakeholders