Associate Director - Relationship Manager - SME ME
Standard Chartered View all jobs
- Mumbai, Maharashtra
- Permanent
- Full-time
· Meeting existing clients, generating leads from them, meeting CA, Consultants etc can provide output.
· Understanding the client needs and providing solutions to them so that the purpose is also solved and revenue part is also taken care
· Maintaining quality of the onboarded accounts by checking the health of the account on periodic basis.
· Any suspicious activity / alert in the account should be immediately identified and discussed amongst the team for taking future action.
· Sales Discipline: Timely and accurate account plans, timely updation of NTB and pipeline, and call reports
· Delivery on RORWA commitments made whilst approving
· Achieving assigned full year objectives as per annual P3 document
· Responsible for managing an existing client portfolio in and onboarding new clients through various avenues including Agri NTB accounts.
· Understanding the client needs and providing solutions to their financing requirements whilst maintaining focus on revenues and credit qualityProcesses· Ensure adherence to all internal and external regulations.
· To embed Operational Risk monitoring as an integral part of the business process. Towards this, to effectively carry out the assigned role, if any, under Compliance Risk Management and Operational Risk Management Assurance.People & Talent
- Substantial experience in the banking industry, including demonstrated success in a similar role.
- Must possess sharp business acumen (including ability to assess risk and appropriate levels of return), excellent interpersonal skills and multi-cultural awareness and sensitivity.
- Ability to work with geographically dispersed and highly varied stakeholders
- At least 4-6 years of relevant experience in lending to SME's / Mid Corporates preferably in Mumbai.
- Display exemplary conduct and live by the Group's Values and Code of Conduct.
- Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
· CRC
· Trade Ops
· Audit
· Branches & PVBExternal· As and when necessarySkills and Experience
- Financial Analysis
- Relationship Management
- Portfolio management skills
- Substantial experience in the banking industry, including demonstrated success in a similar role.
- Must possess sharp business acumen (including ability to assess risk and appropriate levels of return), excellent interpersonal skills and multi-cultural awareness and sensitivity.
- Ability to work with geographically dispersed and highly varied stakeholders
- At least 4-6 years of relevant experience in lending to SME's / Mid Corporates preferably in Mumbai
- Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
- Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
- Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
- Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
- Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
- Flexible working options based around home and office locations, with flexible working patterns.
- Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
- A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
- Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
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