Credit Manager-HOUSING FINANCE-Credit
- Lucknow, Uttar Pradesh
- Permanent
- Full-time
- Managing team of Credit Managers
- Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based )
- Under writing cases with desired level of quality and enabling achievement of branch business target by proper training.
- Visiting customers for personal discussions and deal structuring
- Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained
- To evaluate proposals of customers for Home Loans, Loan against Property
- Decision making within defined TAT
- Understanding of property related aspects (like legal title and market value of the property) is an added advantage
- Coordinating with sales, operations, legal, technical and customer service
- Qualification- CA with relevant underwriting experience
- Job Knowledge -
o Analytical skills
- Skills & Experience -
o Should be able to handle time bound activities effectively
o Should be an effective team player.
o Should have a sense of urgency & keenness to learn.