Credit Manager-Inventory Finance
IDFC FIRST Bank
- Thane, Maharashtra
- Permanent
- Full-time
- Ensuring high quality of underwriting with minimum error and as per policy guideline.
- Provide financial assistance to TW/ CD/ Auto / CV / Tractors dealers primarily to fulfil their short-term working capital. Responsible for assessment of cases within stipulated TAT.
- Evaluating the financial performance of dealers through analysis of dealer's performance.
- Regular dealer visits to understand the market and business requirements and lesioning with borrower as and when require.
- Determining the key credit risks and mitigating factors while evaluating the proposal
- Preparation of various MIS's incl. Credit review MIS, proposal tracker, limit tracker, condition/ deferral tracker, extension of limits on account of non-fulfilment of condition/submission of renewal documents.
- Processing of day-to-day transactions in the form of deal extensions/Ad hoc/exceptional indents that flow to credit unit in case of deferrals, overdue and other credit stipulations within specified TAT's.