Underwriting Analyst 3
- Bangalore, Karnataka
- Permanent
- Full-time
- Are you a natural helper who loves working through people's problems to find the best solution?
- Are you a quick learner who is self-motivated and able to work well independently as well as on a team?
- Are you interested in working on a new product where you can make an immediate impact?
- Maintain a working knowledge of US Mortgage Originations closing procedures, federal and state lending laws
- Interpret state rules, statute laws, federal regulations & investor guidelines and apply them to specific loans
- Review mortgage loan documents (closing and disclosures) in the loan file
- Review loan file for compliance with all regulatory and client's guidelines/overlays
- Audit the file from a closing & compliance standpoint on a daily basis and note any exceptions. Assess risk and review for Frauds and Red Flags
- Audit closed loan disclosures and signed loan documents
- Effectively communicate with US based Underwriters/Clients & SMEs to ensure quality output
- Ability to obtain and decipher AUS findings (DU and LP)
- Experience in full origination mortgage processing, loan set up, loan documentation, closing, title, quality assurance, compliance, underwriting, or assisting with conventional first mortgage loan products
- Experience working with Loan Officers, Borrowers and an active pipeline of mortgage loans.
- Competitive salary based on your experience and skills - we believe the top talent deserves the top rupee
- Comprehensive insurance plans ;- Medical insurance for employees and family, Personal Accident Benefit and Life Insurance for employees
- Wellness Programs - Onsite doctor support, Psychologist, Counselor, Onsite health checkup camps etc.
- 10 paid holidays, plus 26 paid days off per year
- Lots of employee engagement activities both offsite (examples include cricket/football games and annual company celebrations) and onsite (examples include office stress buster events and quarterly Living our Values celebrations)
- Opportunities to join our community service initiatives, including Habitat for Humanity
- Act With Integrity - exhibit unwavering integrity, compliance and ethical conduct at all times
- Energize People - enable exceptional people to energize their teams and drive results
- Empower Innovation - reward the relentless creation of innovative and compliant solutions to achieve our mission and generate value for our customers
- Exceed Customer Expectations - execute world-class solutions to deliver value and delight our customers
- Win as a Team - embrace the passion, energy and power of our global teams to win as “One-Altisource”
- Enrich Communities - create positive impacts for the communities where we live and serve