Risk Manager- Real Estate Monitoring

• Assessment of risks, recommend measures and raise any critical risks to the team on ground to maintain the portfolio quality
• Preparation of monthly & quarterly reports for RBI and NHB reporting and risk management reports
• Monitoring of the Escrow accounts and statement and reporting to the management for any change in the escrow collection trends and any leakages
• Post disbursement verification of source & application of funds
• Monitor and oversee the disbursement activities for the real estate lending portfolio and ensure compliance of all sanction conditions
• Coordination with internal and external stakeholders for monitoring related activities and ensure timely receipt of data
• Identify and highlight EWS (Early Warning Signals) to internal stakeholders within stipulated timelines and incorporate the data gathered form the ground team in EWS model
• Collection of documents and gathering related information as per covenant for each project and flagging any gaps identified
• Maintenance and tracking of covenants and other post disbursement sanction conditions
• Issuance of NOC as per the defined guidelines and ensuring compliance in line with NOC norms
• Liasoning with the business, operations and legal teams for preparation of audit reports
• Resolve the queries raised by internal or external audit team based on inputs from stake holders

• Understanding of Real Estate Industry
• Well Versed in working on MS Excel, MS PowerPoint, MS Word, analytical thinking

V-Konnect Associates