Product Lead-Credit Cards

• Lead Implementation of New Card solutions, propositions and profitability measures.
• Identify the segment needs, develop & manage product offerings for Millennial Segment thru constant competition benchmarking, CVP interventions, build relevant features & offers to drive customer value proposition & profitability.
• Designing go-to market strategies, enabling the appropriate communication.
• Management of Credit Policy & Underwriting Processes for right customer selection, optimizing the existing bank clients for pre-approved / pre-qualified eligible base.
• Facilitate seamless client onboarding with minimal friction.
• Establishing and maintaining the internal ecosystem to support scale up of all facets of the business and execution of the segment roadmap.
• Work closely with Analytics team for creating the right personas basis lifestyle, behavior, propensity etc. for customized and differentiated acquisition messaging for optimal conversion.

• Own P&L for all products for Millennial Segments.
• Lead, guide and mentor product managers for respective products.

• Mentor and coach team members to percolate ethos of customer centricity, innovation, compliance and integrity within the team.
• Enable teams to drive projects / enhancements / automation by providing necessary support Positive, collaborative attitude, Prolific communicator.
• Ability to evaluate potential business opportunities, structure the team's thinking, and reach insightful answers.
• Experience in managing multiple cross-functional opportunities and projects in parallel.
• Ambitious team player with the ability to manage the internal & external partners requirements and tasks in time sensitive situations.

IDFC FIRST Bank