Credit Analyst

• Perform credit reviews for customers in relevant markets, make sure the required documents are in place for assigning credit, correct risk category is defined in system.
• Coordinate with commercial and commercial finance to pre-align the credit requirements for respective markets/customers based on sales plan and initiate for required actions/approvals.
• Manage the portfolio accounts handled within the prescribed policy and service sales orders.
• Performs daily collection activities such as contacting customers/ respective commercial teams for past dues, sales coordinators for payment advices and TBO team for cash applications. Also support in “C” form collections, reconciliation of accounts, sending follow-up inquiries.
• Coordinate with Credit Insurance Company and provide required information for coverage, timely updates and follow ups.
• Maintains high level performance of customer portfolio, driving process improvement in the end to end Order to Cash Cycle.

• Take actions to encourage timely debt payment, maintain/update account status records and collection efforts (SAP Logs)
• Customer Visits (3-5 days in a month)
• Maintain direct communication with clients to ensure timely payments
• Investigate and resolve aged AR transactions for all accounts assigned by the Manager- Order to Cash
• Verify customer reconciliations and escalate disputes with Commercial finance for resolution.
• Weekly reports on collection activity and accounts receivable status
• Performs monthly AML testing, monitor and escalate any unapplied collections, maintain cheque bounce tracker and escalate recurring cases.
• Structures and owns deduction resolution strategies to identify and process account adjustments

• Quarterly Bad debt provision and write off working
• Reduction in 90 days outstanding and DSO improvement
• Maintains accurate records including notes on customer communication and follow up plans
• Creates reports relating to account receivable and cash flow forecasting
• Supports internal & statuary Audits of the accounts receivable and improve efficiency
• Engages in projects and process improvement initiatives as assigned by the Credit Manager
• Escalate any potential defaults to the Manager- Order to Cash for review and appropriate action.

• A minimum bachelor’s degree in finance and/or accounting, MBA will be added advantage.
• Reconciliation of complex accounts
• Competency with large ERP systems preferably SAP
• Confidence to deal with a range of stakeholders
• Proficiency with Windows and MS office especially in Excel

• Strong analytical skills and attention to detail
• Good business acumen for problem solving
• Excellent time management skills and ability to prioritize a demanding workload
• Solid written and oral communication
• Ability to be flexible in a highly changing environment
• Go getter and self-motivated

Suntory Global Spirits