Senior Audit Executive-Business Process
- Mumbai, Maharashtra
- Permanent
- Full-time
- Responsible in overall achievement of bank's annual audit plan
- Manage the detailed planning, risk assessment, scoping, and resourcing of complex audit projects
- Conduct detailed financial analysis and projections, including due diligence on securities and collaterals, de-duplication checks on the borrower, account conduct evaluation, and internal rating assessment.
- Perform risk-based borrower assessments by analyzing early warning signals, account behavior, industry outlook, external/internal ratings, and historical performance.
- Perform audit checks to ensuring adherence to prudent credit practices, complies with regulatory and internal guidelines, and aligns with IRAC norms.
- Check the compliance of pre- and post-sanction conditions and processes with diligence and accuracy.
- Engage with Stakeholders and independently manage the credit audits.
- Ensure execution of audit plan as per agreed timelines, draft audit reports, discuss and finalize the same with the auditee
- Review the working papers prepared by subordinates and take complete ownership of it
- Identify critical areas for continuous monitoring and develop necessary exception reports for the same
- Leverage Data and Analytics to automate the audit tests conducted.
- Prepare audit committee presentations for audits held during each quarter and making sure that all critical issues are included along with adequate plan of action
- Conduct special audits as required by senior management and issue results