WBCG: MEG - Relationship Manager

Dehradun, Uttarakhand
Permanent
Full-time

8 days ago

Job Description:About Wholesale Banking Coverage Group (WBCG)The Wholesale Banking Coverage Group (WBCG) focusses on doing business with customers such as the Government, Strategic, large and mid-corporates and the SMEs across industries like Infrastructure, Engineering, Chemicals, Oil amp; Gas, Metals, textiles etc. The Corporate lending business emphasizes on doing business with higher rated corporates with a focus on garnering a higher share of the cash flows by providing working capital facilitiesAbout the Role:The Relationship Manager is responsible for the achievement of the budgeted targets by sourcing NTB business through channels/self-sourcing and customer relationship management. The Job holder also coordinates post sanction formalities such as, disbursement, cross-sell, compliance of statutory and internal audit issues and provides industry/segment specific feedback to Geography and Central Office teamKey Responsibilities:

Generate leads by identifying potential industrial areas/trading units and prepare strategies to increase the Bank’s penetration in those areas
Manage the internal (Branches/ other business verticals) and external (empanelled outsourced agencies) lead generating channels to generate the expected business
Enable the sanctioning process by ensuring conduct and scrutiny of pre-disbursement activities
Liaison with Corporate Banking Operations team and Centralized Processing Unit to enable smooth completion of post sanction formalities, account opening and disbursement
Meet customer service requirements through regular interactions with the customers to understand business condition, enhancement opportunity, etc.
Monitor transactions in the customer accounts to ensure that the cash flow movement and end use of fund are in compliance with the sanction stipulations
Assist the Credit Manager in unit inspections and ensure timely insurance renewal, DP updated, stock renewal statement scrutiny and gathering of relevant market information
Ensure maintenance of quality and health of portfolio and minimize Days Past Due through regular interactions with the customer
Initiate recovery of stressed accounts through tele-calling/ field visits
Ensure compliance to the stipulated guidelines/ norms and ensure closure to the audit processes

Qualifications:Optimal qualification for success on the job is:

Graduation/ Post-Graduation from a recognized institute

Role Proficiencies:For successful execution of the job, the candidate should possess the following:

Knowledge of banking products and services
Ability to manage complex client situations
Good communication (both verbal and written) skill in both English and the local language
Ability to handle pressure and meet deadlines
Good networking and relationship building skills
#ComeAsYouAre 'We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply'

Skills: ExcelSkills:Refer to the Job Description

Axis Bank

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