Sales Manager-Consumer Durable Loan Open Market

IDFC FIRST Bank

  • Angul, Odisha
  • Permanent
  • Full-time
  • 1 month ago
Job RequirementsRole/ Job Title: Territory Manager- Consumer Durable LoanFunction/ Department: SalesJob Purpose:The role entails scaling up the business for the Consumer Durable Loan lending for a designated area by delivering banking needs to the customers in the most cost efficient and technology effective manner. Role will closely collaborate with Retail team - Product Head, Operations, Sales, IT, Credit, BIU for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs.Roles & Responsibilities:
  • Acquisition of Consumer Durable Loan customers in the identified segment and reference generation from the specified catchment area.
  • Grow the AUM base for Consumer Durable Loan lending solutions and ensure that the overall revenue, cost, profitability and portfolio quality targets are met.
  • Collaborate with the Product Head Consumer Durable Loan to ensure that the customers are offered the best in class solutions funding/multi funding requirements and key DST's are appropriately incentivized.
  • Ensuring quality portfolio by minimizing delinquency and rejection.
  • Extensive knowledge and understanding of retails assets, products and operations.
  • Identifying the changing market trends, channel development for acquiring business and provide high quality customer service.
  • Design a fulfilling customer journey leading to customer delight and making IDFC First their banking partner of choice.
  • Ensure the successful adoption of internal compliances & regulatory framework across the business.
Education Qualification:Graduation: Bachelors in Technology / Maths / Commerce / Arts / Science / Biology / Business / Computers / Engineering / Management.Post-graduation: MBA, PGDMExperience: 2+ years of relevant experience

IDFC FIRST Bank