Product Manager-TRANSACTION BANKING-Product Manager

• Find innovative methods in managing payment product, enhance existing solutions, & expand current range
• Manage online solution platform with risk mindset
• Understand clients need and offer current products so as to give client a better banking experience.
• Liaise with all stakeholder like Sales, Ops, BSG, ORM, IT, Audit etc to achieve product requirements
• Finalize and manage projects related to products including getting approvals, project plan & timelines
• Gain a deep understanding of customer experience, identify and fill product gaps and generate new ideas
• Create buy-in for the product vision both internally and with key external partners
• Develop product pricing and positioning strategies, translate product strategy into requirements/prototypes
• Scope and prioritize activities based on business and customer impact
• Work closely with engineering teams to deliver with quick time-to-market and optimal resources
• Drive product launches, evaluate promotional plans, act as a product evangelist to build awareness
• Spot opportunities in the market to target companies/sectors, and sell suitable product offering for them
• Structure transactions, win the mandate and assist team in formulating transaction pricing
• Ensure penetration of the product in the market by the relationship team by providing marketing support, visibility campaigns and brand presence

• Knowledge in Cash Management Payments product with deep knowledge on IMPS,UPI, RTGS, NEFT, API payments
• 5-10 years of post MBA experience in product management in Cash Management Services
• Strong problem solving skills and willingness to roll up one's sleeves to get the job
• Skilled at working effectively with cross functional teams in a matrix organization
• Excellent written and verbal communication skills
• B-Tech and preferably MBA Degree

Kotak Mahindra Bank