Job Details Job Type : Full Time Role : Experienced Min Salary : 20 Lakh Max Salary : 36 Lakh Experience : 11 to 18 Yrs Locality : Kolkata Eligibility : CA Company : Top Private Bank Category : Banking Note: This is a requirement for one of the Workassist Hiring Partner Role Description This is a full-time on-site role for a Regional Credit Manager based in the Greater Kolkata Area. As a Regional Credit Manager, you will be responsible for managing credit risk and implementing effective credit management strategies. Your day-to-day tasks will involve analyzing credit risk, evaluating credit applications, monitoring credit limits, and ensuring compliance with credit policies and regulations. Lead, mentor, and manage a team of credit analysts, ensuring efficient credit appraisal processes and adherence to policies. Develop and implement credit risk assessment strategies for retail loan applications. Analyze financial statements, credit bureau reports, and other borrower information to determine creditworthiness. Recommend loan approvals, rejections, or adjustments based on credit risk assessment. Monitor and maintain the overall quality of the retail loan portfolio within the zone. Identify and mitigate potential credit risks within the retail loan portfolio. Stay updated on market trends, economic conditions, and regulatory changes impacting retail lending. Liaise with various internal stakeholders, including sales, operations, and collections teams. Ensure adherence to all regulatory guidelines and credit policies set by the organization. Qualifications Credit Management and Credit Risk Management skills Analytical Skills Finance and Credit knowledge Strong attention to detail and organizational skills Excellent communication and negotiation skills Ability to work independently and make sound decisions Experience in the financial industry is a plus Bachelor's degree in Finance, Business Administration, or related field Company Description Workassist is an online recruitment and employment solution provider in India. We offer a platform that connects job seekers and employers across various industries and experience levels. Leveraging technology through e-recruitment, Workassist provides relevant profiles to employers and offers relevant job opportunities to job seekers. We have quickly adapted to the new normal and strive to assist job seekers with the best opportunities and employers with the best talent from all over the world. Our network includes over 10,000+ recruiters in sectors such as Banking & Finance, Consulting, Sales & Marketing, HR, IT, Operations, and Legal, helping them recruit emerging talents. (Note: There are many more opportunities apart from this on the portal. Depending on the skills, you can apply for them as well). So, if you are ready for a new challenge, a great work environment, and an opportunity to take your career to the next level, don't hesitate to apply today. We are waiting for you!