RPMG:Cluster Portfolio Manager - Two wheeler Loans
- Kolkata, West Bengal
- Permanent
- Full-time
INTERNAL USAGE:
No. of Vacancies: Reports to: Circle Portfolio Manager
Is a Team leader? Y Team Size:
Grade: SM
Business: Retail Banking Department: Retail Portfolio Management Group Sub-Department: Two Wheeler Loans
Location: PAN India
About Retail Portfolio Management Group
The RPMG department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the receivables/collections business of the bank
About the Role
The Cluster Portfolio Manager handles multiple centers which handles Risk – 60 portfolio. The Cluster Portfolio manager ensures NPA resolution and manages the portfolio as per the existing process. The Cluster Portfolio manager also ensures compliance with the audit procedures of the bank
Key Responsibilities
- Ensure maximum release from the NPA pool by achieving the required resolution target as per the business requirement
- Ensure minimum addition to the NPA pool by keeping the portfolio in check by maintaining the delinquency level
- Manage the team of Bucket Managers and ensure achievement of the monthly resolution targets
- Ensure adherence to the set process and audit requirements in place
- Ensure minimum forward flow from the buckets
- Create a performance oriented environment leading to high employee motivation and productivity
- Ensure that all staff are adequately trained on the products of the bank, processes and various policies of the bank
- Graduation/ Post-Graduation from a recognized institute
- Min 5 yeas of relevant experience in NBFC/Banking Industry
- Knowledge and understanding of collections and market dynamics.
- Knowledge of regulatory guidelines and norms
- Good communication (both verbal and written) skill in both English and the local language.
- Ability to manage complex client situations.
- Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment.
- Ability to handle pressure and meet deadlines