IDFC FIRST Bank is seeking a highly motivated and experienced Product Manager to join our Retail Banking team. As a Product Manager for Credit Cards, you will be responsible for developing and managing our credit card products and programs to drive business growth and profitability.Roles & Responsibilities:- Develop and implement credit card product strategies and roadmaps in line with the bank's overall business objectives- Conduct market research and analysis to identify customer needs and preferences, and use insights to drive product innovation and differentiation- Collaborate with cross-functional teams including marketing, sales, risk, and operations to ensure successful product launches and ongoing management- Monitor and analyse product performance, identify areas for improvement, and make recommendations for product enhancements and optimizations- Manage the product lifecycle from ideation to launch, including defining product features, pricing, and positioning- Stay updated on industry trends, competitor offerings, and regulatory changes to ensure our credit card products remain competitive and compliant- Work closely with the sales team to develop effective sales strategies and provide product training and support to drive sales growth- Build and maintain relationships with key stakeholders, including vendors, partners, and internal teams, to support product development and management- Develop and manage product budgets, forecasts, and financial targets to ensure profitability and cost-effectivenessEducation Qualification:Graduation: Any graduationPost graduation: Any post-graduationExperience: 2 - 6 years of experienceThis is a core app management role, and we specifically need candidates with hands-on experience in driving mobile app projects, along with a solid understanding of tech and UI/UX.