Associate Director - Corporate Banking
HSBC View all jobs
- Kolkata, West Bengal
- Permanent
- Full-time
- Supporting Relationship Managers in activities related to processing credit applications as well as credit administration and related activities. This includes independently engaging with clients to obtain relevant information and supporting documentation. Supporting Relationship Managers in discussions with various Risk stewards for internal approvals. Coordinating with operations for preparation of facility documentation, limit setup, drawdown, approval conditions and covenant monitoring.
- Conducting market research aimed at updating credit reviews, including analysis of financials, industry, competitors. Completing client pricing and other supporting documentation for Credit submission.
- Supporting Relationship Managers in managing day-to-day transactional queries and early warning triggers. Support Relationship Managers in managing High risk / Watchlist clients (WWM) & Exception management, Governance Reporting and other administrative tasks as requested from time to time. Supporting Relationship Managers in Account onboarding, Account management, Mandates, KYC, KYCC/S and Risk support statements (RSS) completion.
- Helping Relationship Managers to make sure all assigned credit applications are completed on time and supporting in other client management activities.
- Coordination with teams across HSBC to ensure timely completion of required tasks. Quality analysis of the annual credit reviews and other credit submissions.
- Timely submission of credit application with no overdue and minimal resubmission.
- ‘Time to Yes’ and ‘Time to Cash’ target as advised from time to time, to be met at the minimum. Timely completion of various exception triggers on AI and other systems with no overdue position. Supporting assigned Relationship Managers in achieving revenue targets.
- Optimal coordination with teams across HSBC to ensure timely completion of required tasks for excellent customer experience. No breaches of applicable Non-Financial Risk controls primarily related to credit management. Qualitative feedback received from parties involved (Business Heads, Risk stewards, Product Partners, Customers).
- Professional qualification: CA, CFA, similar degree or MBA from top tier institutions. Excellent communication skills (verbal and written) in English.
- At least 5 years of corporate banking/risk or related experience. Product knowledge in Cash, GLCM, L&TM and Global Markets.
- Credit administration and co-ordination with clients, operations on loan disbursals, documentation. Credit applications or renewals and managing post-credit approval processes.
- Experience with Credit Operations and Procedure Documents. Experience with financial and risk tools and ad-hoc client queries.
- Committed to delivering high quality work and have a professional critical attitude while having the ability to monitor and uphold high quality of service to clients (internal and external).
- Can-do approach and creativeness in dealing with problem matters
- Self-driven and resilient and able to thrive in a challenging environment and Analytical thinking skills.