ASSOCIATE RELATIONSHIP MANAGER
Standard Chartered
- Chennai, Tamil Nadu
- Permanent
- Full-time
- Maximise sales performance to achieve portfolio and revenue targets of the branch through:
- Liability products [Current /Savings /Term deposits] & Lockers
- Investment services & Insurance
- SME, Cards & Asset Accounts
- Implement cross-sell programs for mortgage, cards and third party products and improve product per customer
- Provide support for new product launches, and champion new sales initiatives
- Devise and implement a customer acquisition and retention program
- Nurture and upgrade the existing customer portfolio to Excel Banking/ Priority banking
- Ensure adherence to cost control measures
- Managing the lobby of the branch, maintaining an ambience that would put customers at ease
- Candidate is aware of bank’s Mis-selling & Sales Policies and ensure adherence all the times.
- Ensure all branch processes are followed as per laid down guidelines
- Monitor CSS and Mystery Shopping ratings and ensure continuous improvement if below bench-mark
- Achieve good SQ audit ratings
- Ensure PFM productivity is at optimum levels
- Ensure branch staff work as a motivated and top performing sales and service team
- Achieve high employee satisfaction and retention of good performers
- Identify and address training needs of staff on an on-going basis
- MIS reports and compliance on all Operations health documents like KCD/KRI/OPS manual
- Ensure he/ she is fully aware of all the policies and procedures issued in relation to ORMA, Group Code of Conduct, Know Your Customer and Money laundering prevention. He/she must ensure compliance with these policies and procedures on an ongoing basis. Any suspicious transaction must immediately be reported to the supervising officer
- Ownership of the Archival portfolio for the department / business.
- Liaising with the external vendors and ensure Archival and Retrieval is carried out in a manner as stated in the policy document without exception.
- Provide inputs to National Archival Manager on regular basis on status of Archival for each department / business.
- Maintain MIS with regard to documents archived with due acknowledgement from the vendor for each of the file.
- Perform regular KCS checks
- Ensure that the vendors meet the TAT at all times with regard to retrieval.
- Take reasonable care for the health and safety of co-workers and those who may be affected by your actions or your omissions;
- Co-operate with Management to support and promote Health and safety in the workplace;
- Ensure that your actions do not put others at risk;
- Work in a healthy and safe manner;
- Encourage others to work in a healthy and safe manner;
- Report all accidents and incidents; and Bring to the attention of the management any hazard in the workplace
- Your employees are adequately trained and supervised to perform their tasks in a safe manner.
- Your employees are free to raise any Health and safety issues and these issues are addressed appropriately.
- The contractors working in your area or for you are working in a safe & healthy manner.
- Motivating and guiding a team of front-office staff in order to achieve and exceed sales and service targets for the branch.
- Graduate/ Postgraduate
- At least 5-6 years of overall experience
- Banking knowledge
- Leadership skills
- Strong Communication Skills
- Customer Orientation
- Sales Focus
- At least 5-6 years of overall experience
- Leadership skills
- Strong Communication Skills
- Customer Orientation
- Sales Focus
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
- Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
- Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
- Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
- Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
- Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
- Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
- A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
- Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.