RL - Mortgages:Sales Manager - ASHA Home Loan - DSA

Axis Bank View all jobs

  • Rajkot, Gujarat
  • Permanent
  • Full-time
  • 3 days ago
Job Description:RL - Mortgages –Sales Manager – ASHA Home Loan - DSA About the Business Group:
The Mortgages department is a part of the Retail Lending business of the bank and offers Asha Home Loans to all segments including affordable segment of customers Pan India.
About the Role:
This role is responsible for achieving business goals within laid down compliance norms through adoption of transformation within Asha Home Loan business.
Details of the Role:
Department Retail Lending Grade AM/DM/M
Sub-Department Retail Lending- ASHA Home Loan – DSA Reporting (Business) M/SM/AVP
Location Pan India Reporting (Matrix)
Key Responsibilities:Business Goals and Profitability
  • Achieve ASHA home loan disbursement targets through assigned DSA partners.
  • Drive daily productivity through regular engagement and support to DSAs.
  • Create and convert the prospects for cross selling opportunities.
Sales and Channel Development
  • Conduct onboarding, training, and motivation sessions for DSA sales staff.
  • Monitor DSA leads and assist in file movement, eligibility checks, and query resolution.
Compliance and Risk Management
  • Ensure adherence to sourcing quality, documentation norms, and process compliance.
  • Track DSA behavior to avoid mis-selling or documentation lapses.
Customer Experience
  • Ensure prompt customer service and quick turnaround on queries raised by DSA leads.
  • Coordinate between DSAs and internal teams for smooth processing.
Digital Adoption and Innovation
  • Drive usage of digital tools among DSA partners for efficient lead flow and tracking.
  • Adoption of Siddhi and other digital initiatives.
Qualifications:
  • Graduation/post-graduation from a recognized institute
  • 2+ sales experience (secured products preferred) with at least 0-2 years in Home Loan and LAP (preferably affordable housing loans).
Role Proficiencies:
  • Strong sales orientation
  • Proficiency in managing complex client relationships, diverse stakeholders
  • Capability to handle pressure and meet deadlines
  • Skill in managing large, geographically spread team; coaching and mentoring team members
  • Competence in managing within a dynamic, priority-setting environment
  • Strong risk and compliance mindset
  • Adept at communication and interpersonal skills
Skills:Refer to the Job DescriptionAbout Company:Axis Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. The Bank has a large footprint of 4,594 domestic branches (including extension counters) with 11,333 ATMs & 5,710 cash recyclers spread across the country as on 31st March, 2021. The Bank has 6 Virtual Centres and has over 1500 Virtual Relationship Managers as on 31st March 2021.The Overseas operations of the Bank are spread over eight international offices with branches at Singapore, Dubai (at DIFC) and Gift City-IBU; representative offices at Dhaka, Dubai, Abu Dhabi, Sharjah and an Overseas subsidiary at London, UK. The international offices focus on Corporate Lending, Trade Finance, Syndication, Investment Banking and Liability Businesses

Axis Bank