Credit Manager - Secured Business Loans (Micro LAP) - Nagercoil - Kalluveetil Shryas Centre - J-Grades

Tata Capital

  • India
  • Permanent
  • Full-time
  • 1 day ago
Job Description:Credit who will verify whether all the loan applications are assessed as per the credit policy and whether deviations if any, are appropriately mitigated and documented.
The candidate will be interacting with the customers, assessing them based on personal discussions & interviews, ensuring that all files are turned around within an acceptable timeline, and building a solid relationship with them.
He will also be coordinating with the sales team and operations team for collecting accurate data.
Ensuring proper security creation process for all secured loans
Ensuring that all KYC guidelines issued by RBI from time to time have been adhered to
Interacting with customers, assessing the applications, and ensuring that credit parameters have been adhered to
Relationship Management: Coordinating with the sales and relationship managers for ensuring proper documentation and rectifying any audit queries
Analytical skills and ability to process data on computer spreadsheets
Comfortable in assessing clients without access to audited financials
Deep understanding of risk and its various dimensions like operational risk, credit risk, market risk, etc
Willingness and ability to travel within the city.

Tata Capital

Similar Jobs

  • Manager-Corporate Credit Analyst

    MUFG

    • Mumbai, Maharashtra
    About MUFG Global Service (MGS) MUFG Bank, Ltd. is Japan’s premier bank, with a global network spanning in more than 40 markets. Outside of Japan, the bank offers an extensive sc…
    • Just now
    • Apply easily
  • Manager- Corporate Credit Analysis

    MUFG

    • Mumbai, Maharashtra
    About MUFG Global Service (MGS) MUFG Bank, Ltd. is Japan’s premier bank, with a global network spanning in more than 40 markets. Outside of Japan, the bank offers an extensive sc…
    • 21 hours ago
    • Apply easily