Director - Credit Risk - Monitoring (Structured Products)

• Build and enhance risk management frameworks from the ground up, allowing you to leave a lasting mark on the organisation's approach to portfolio oversight.
• You will be empowered to work collaboratively with global counterparts, internal stakeholders, and external agent banks, fostering an environment of shared knowledge and communal problem-solving across regions.

• Your day-to-day responsibilities will centre around providing independent oversight of both transaction-level and portfolio-level risks within the Global Structured Solution business
• You will play a crucial role in maintaining rigorous credit administration standards by ensuring all relevant documentation is accurately archived.
• You will monitor deal covenants meticulously and escalate issues as needed, either directly or by validating agent calculations alongside Credit Management professionals.
• You will ensure annual BR rating reviews are conducted on loan facilities and collateral to maintain robust risk controls throughout the portfolio.
• You will conduct thorough risk analysis on received information, assessing asset impacts on collateral and financing structures to identify potential vulnerabilities.
• You will monitor Early Warning Indicators (EWI) proactively and escalate concerns promptly to safeguard against emerging risks within transactions.
• You will evaluate pipeline trades for risk correlation and marginal impact on the existing portfolio, contributing valuable input into portfolio construction strategies.

• Possess 12 plus years of experience in second line of defence credit risk roles or portfolio risk management positions within structured credit environments; fund finance or back-leverage exposure is preferred.
• You have a proven track record as a Risk Portfolio Manager in structured credit products combined with deep expertise in sponsor-backed transactions.
• Demonstrate a strong understanding of structured credit products, sponsor-backed transactions, and asset-backed lending practices essential for effective portfolio oversight.
• Bring proven experience working with customer ratings systems, Early Warning Indicator frameworks, and portfolio aggregation tools that support robust risk analysis.
• Display capacity for cross-functional collaboration across regions within a global organisation, promoting interdependent teamwork for shared success.

• As a first member in the team in India, you will play a pivotal role in growing the business
• Opportunity to grow your career in a multinational bank which supports personal growth
• Competitive salary package
• Bank offers a structured succession plan for career enhancement

Michael Page